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Stimulus check 2: Could you get a second $1,200 payment from the IRS? The update so far

por Sheryl Dial (02/07/2020)

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The first stimulus checks, for up to $1,200, have mostly gone out. Now the government is considering a second payment to get us through the coronavirus pandemic.
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If Congress does pass another economic relief package in 2020 that includes a second stimulus check, how much money could you receive? For many Americans struggling through the coronavirus recession, that's the big question. Over the coming weeks, White House advisers and members of Congress will begin the debate over a second round of stimulus checks: if it will happen and when the checks could go out; who might qualify for another payment; and the size of the check you should expect based on your income. Here's what we know about what the most prominent competing government proposals have in mind for your extra stimulus money. This story updates frequently. If you're still waiting for your first stimulus checkhere are 10 possible reasons for a delay and what you can do if you think your payment is lost or has fallen through the cracks.

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The situation in a snapshot President Donald Trump is "largely supportive" of another round of coronavirus stimulus payments to help support the US economy, according to The Washington Post. In the last few weeks, the president has been vocal about giving Americans more money. "We will be doing another stimulus package. It will be very good. It will be very generous," Trump said in an interview with Scripps' Washington correspondent Joe St. George earlier this month. Senate Majority Leader Mitch McConnell has set a July deadline to make a decision on whether Americans will see  or not. Meanwhile, the House of Representatives has already passed the Heroes Act (PDF), which would authorize a second round of payments if signed into law -- which at this point is extremely unlikely, in the face of strong opposition from the Senate and the president. 

Coronavirus updates

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money-cash-dollars-stimulus-payments-pay-7139Want more stimulus check money? Who wouldn't?
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How much money could I get from a second stimulus check? Here are the numbers that have been tossed around: An extra check of up to $1,200. Proposed by the Heroes Act passed by the House of Representatives in May. (This is not law. More below.)A $2,000 monthly payment through the end of the coronavirus pandemic. Proposed by Sen. Kamala Harris.
$2,000 a month until the pandemic ends. Proposed by Rep. Ro Khanna.
$4,000 temporary travel tax credit (PDF). Proposed by the US Travel Association, after Trump put forward the idea in May.$0 -- tax breaks for trương gia giới businesses instead, as a way to get people back to work.Remember that how much you get will eventually depend on who you are. For example, even if the bill passes, there will certainly be eligibility restrictions based on criteria like how much money you make annually, your age and your US citizenship or residency status, to name a few qualifications applied to the first stimulus check. How could a second stimulus check help the economy? The goal of the second stimulus check would be the same as the first: to help individuals and businesses affected by the coronavirus outbreak. That includes people who couldn't work because they got sick, were furloughed or cut to part time, or lost their jobs when businesses closed to slow the spread of COVID-19.  "This direct support can make a critical difference not just in helping families and businesses in a time of need, but also in limiting long-lasting damage to our economy," Chairman of the Federal Reserve Jerome Powell said in remarks before the Senate Banking Committee earlier in June.

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First-time unemployment claims topped 1 million (PDF) for the 13th straight week, the Department of Labor revealed on June 18 and the US is now in a recession, according to another US agency. Earlier in June, the department reported that the national unemployment rate slightly dropped in May as more people went back to work, declining from 14.7% in April to 13.3% in May, as states allowed businesses to reopen and hire or rehire employees. According to the World Bank, we are in the deepest global recession in decades. Americans continue to show concern about the state of the economy since the start of the pandemic, according to a June 5 poll by the Financial Times, with more than a third now saying a global slowdown is the biggest threat to the US economy. Under the backdrop of high unemployment and a potentially lengthy recession ahead, some wonder if the first check did enough for individuals, families, businesses and those who are out of work. The question of future stimulus checks rests in part on how best to distribute additional aid. What are Republican leaders offering? Senate Republicans, led by Majority Leader Mitch McConnell, have sketched out the guidelines they want to follow for a second round, including a cap on the size of the bill and a stipulation it will be the final stimulus package related to the coronavirus pandemic. And if the Senate decides to start work on a second stimulus package, it will be in July, McConnell said on June 19: "If there is something going to happen, it will emerge in the Senate, it will be written beginning in my office, it will be done in July." McConnell said a second bill would be narrowly focused and not exceed $1 trillion, Axios reported in late May. In comparison, the CARES Act is a $2 trillion package, the same amount the president targeted. The Heroes Act proposes to spend $3 trillion.    The Senate package could include provisions to reduce liability for doctors and businesses from coronavirus-related lawsuits, The Wall Street Journal reported in May.It could include assistance for small businesses and health care.If the package is approved, McConnell said it would be the last coronavirus stimulus package Congress passes.